
Art Kvern
Senior Financial Services Manager
River City Ford Financial Services Office
My name is Art Kvern and my role with River City Ford is Senior Financial Services Manager. Our Financial Services office has been operating in this location for 16 years. With my background in Service, Sales and Finance (since 1963), I have been involved with most aspects of a dealership operation. We pride ourselves on being available for our customers, to answer all of their questions, provide them with information regarding the financing of their vehicles, as well a number of vehicle and consumer protections, warranties and other services. We have an excellent working relationship for both purchase and leasing requirements with Ford Credit Canada, and most other Automotive Financial suppliers. Here at River City Ford, we are able to tailor agreeable financing options for all our customers who are purchasing or leasing a New or Pre-owned vehicle. River City Ford has a no-obligation financing application online, and one of our credit specialists will contact you. In most cases we can have you approved within hours - yes, that fast!
Why choose River City Ford?
- Fast Approval - Some approvals are on the spot!
- Fixed payments - No nasty surprises
- Preferred Customer Plan - River City Ford clients save MORE!
- Tax Benefits - Specialized Small-to-Large business Finance and Leasing products to maximize your cash flow!
- NO Obligation PRE-APPROVAL - Get finance sorted before you pick your vehicle!

Bernie Townsend
Credit Specialist
Special Finance
Bernie Townsend is the Credit Specialist at River City Ford. With over 30 years of experience in Australia and Canada, Bernie is able to structure a finance package to suit most everyone.
Regardless of your credit history, River City Ford is not concerned about your past credit problems but with your ability to make car payments. If you are working and have the ability to repay the loan, River City Ford can have you driving today.
Bernie states "Every day we sell quality used cars and new cars to good people with less than good credit. I have helped well over 20,000 people get into a new or used vehicle over the last 30 years. If I can't help you, nobody can".
River City Ford is confident that we can get you approved even if you are in bankruptcy, had a recent repossession, recent collections, late payments and more. If you show us an ability to meet the payments we will work for you to get you approved.
If you are interested in finding out how Bernie can help you, email him at btownsend@rcford.ca, or call 204 229-0110 for a no-obligation credit assessment. In most cases you can be approved in an hour, and driving your own vehicle in a day.
"We deliver what the other dealers can only promise"





